Leland Smith

In today’s unpredictable business environment, having the right insurance coverage is essential to safeguard your company from financial loss. Whether you own a small startup or a well-established corporation, commercial insurance in Ohio ensures that your business remains protected from risks such as property damage, liability claims, employee-related issues, and unforeseen disasters. At Leland Smith Insurance Services, we specialize in providing businesses across Ohio with customized commercial insurance solutions tailored to their unique needs. In this guide, we’ll explore the importance of commercial insurance, the types of coverage available, and how Ohio businesses can benefit from a comprehensive policy. Why Commercial Insurance in Ohio is Essential Running a business comes with inherent risks. Accidents, lawsuits, natural disasters, and equipment breakdowns can lead to costly expenses that may jeopardize your financial stability. Here’s why investing in commercial insurance in...

Farming is a way of life that demands resilience, foresight, and adaptability. However, the one thing that even the most prepared farmers can struggle to control is nature’s unpredictability. Flooding is a natural disaster that has become increasingly common and devastating in recent years, and farmers often bear the brunt of its impact. This is where farmers flood insurance becomes not just a safety net but a lifeline. Understanding the Growing Threat of Flooding Flooding is no longer a once-in-a-lifetime event for many regions. Climate change has led to erratic weather patterns, with heavier and more frequent rainfall overwhelming riverbanks, dams, and drainage systems. For farmers, the risks are compounded by the nature of their work. Crops can be destroyed, livestock endangered, and equipment rendered useless by floodwaters. Furthermore, the recovery cost can be astronomical, often far exceeding what most farmers can afford out of pocket. Without proper insurance, these losses can...